Causes of Water Damage
Water damage can be caused by various factors, including:
- Torrential rainfall and flooding
- Leaking or malfunctioning plumbing systems
- Burst pipes or water tanks
- Overwatering plants or faulty irrigation systems
- HVAC system malfunctions
Types of Water Damage
Water damage is categorized based on its source and severity:
Category 1: Clean Water
Caused by leaks from sinks, toilets, or water supply lines. It poses low health risks.
Category 2: Gray Water
Derived from washing machines, dishwashers, or showers. It contains microorganisms and requires professional cleaning.
Category 3: Black Water
Originating from sewage backup, overflowing toilets, or contaminated floodwaters. It contains bacteria and viruses, posing health hazards.
Legal Definition of Water Damage
In legal terms, water damage refers to property damage caused by water, including flooding, leaks, or any other exposure that compromises the structural integrity, habitability, or functionality of a building or its contents. It typically excludes damage caused by deliberate acts, such as vandalism or malicious intent.